Getting a Home Loan for Southern California Real Estate

Part of what makes Sur Realty a premier Southern California real estate agency is the fact that we offer so many exceptional services. One of our most popular services is helping buyers get a home loan for Southern California properties. With this service, more buyers have been able to finally buy their dream home.

Why Use Sur Realty to Get a Home Loan for Southern California Real Estate

Working with multiple entities during the home buying process can be exasperating. Sur Realty makes the process easier by offering multiple services to home buyers. Getting the whole process completed in one place will make for a smooth transition from home buyer to homeowner.

When you need to get a home loan for a Southern California property of your choice, we can help because we walk you through the home loan application process. Sur Realty is part of a variety of preferred broker programs. We work with the leading banks, as well as wholesale lenders.

Our loans aren’t confined to local banks and lending companies. We want to find the best loan for your needs, and sometimes that means looking for loans outside the state. We’ll look nationwide for the best rate.

We are committed to finding the best loan with the lowest rate and will work hard to make sure we deliver that to buyers.

Who Qualifies for Our Mortgage Services

Sur Realty offers mortgage services to buyers looking for their first loan, as well as existing homeowners who need a second mortgage.

Of course, to qualify for a loan, you need to have fairly good credit. We work with you to find the lowest rate that can be had based upon your credit score. This can include fixed, interest only, or adjustable rate loans.

If you don’t have good credit or would like to improve your credit score to get a better rate, we can help. We have a good understanding of what it takes to increase your score and can offer suggestions.

If you don’t qualify for a loan, we recommend working on your score and then coming back to Sur Realty to re-apply for a loan. With a few tweaks, we’re sure it won’t be long before you can qualify for a great rate and be in a position to qualify for a loan.

Sur Realty – Making the Buying Process So Much Easier

At Sur Realty, our team understands that buying real estate in Southern California is a big decision. Not only is it a large investment, it can take a lot of time and effort – especially if you try to do it on your own.

And that’s exactly why we don’t think you should go it alone. With Sur Realty, you’ll have an experienced team at your side, helping you through every step of the process.

We start with the loan pre-qualification process and will help you get a home loan that works with your budget and home buying needs. With Sur Realty, the home buying process will be easier and less stressful.